Reports and disclosures

Financial reports

Read our published financial statements and regulatory solvency reports.

These are the latest Statutory Accounts for JAB Life & Pensions Limited. Before September 2026, JAB Life & Pensions Limited was Utmost Life and Pensions Limited.

Statutory Accounts
Solvency and Financial Condition Reports
Governance Advisory Arrangement

Pension providers operating workplace pension plans or offering investment pathways are required to have an Independent Governance Committee or establish a Governance Advisory Arrangement ("GAA"), whose principal function is to:

  • act solely in the interests of the members of those pension plans and pathway investors;
  • assess the ‘value for money’ delivered by the pension plans or investment pathways to those members; and
  • provide an independent consideration of the policies on Environmental, Social and Governance financial considerations, non-financial matters and stewardship for pensions and products in scope

ZEDRA Governance Advisory Arrangement provide independent governance services for our workplace pension plans and investment pathways.

Kindly note the investment costs and charges referred to in the reports are the same for different employers and pension schemes.

If you are a workplace personal pension policyholder or use an investment pathway and have any questions, require any further information, or wish to make any representation to the GAA, please contact us. (https://www.jabpensions.co.uk/contact-us/) Alternatively, you can contact the GAA directly at zgl.gaacontact@zedra.com

More about us

We’ve changed our name

Utmost Life and Pensions is now JAB Pensions

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Our name and website have changed, but our commitment to you hasn’t.

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