Guide

Why JAB Life & Pensions has your policy

Last edited: 10/11/2026


Your policy may not have started out with JAB Life & Pensions, find out about why we have it.


Welcome to your new policy home

As our customer, your policy is now with JAB Life & Pensions. In 2018 we acquired all of the business of Reliance Mutual under the name of Reliance Life. On 4 March 2019 we re-branded to Utmost Life and Pensions, and on 1 January 2020 we welcomed our Equitable Life customers.

Since 2024, we have been helping final salary pension schemes to de-risk so your pension benefits may have been transferred to us.

In 2026, Utmost Life and Pensions was acquired by JAB Insurance and renamed JAB Life & Pensions.

Rest assured, as homes for policies go, it’s a pretty good one. We have a strong history of taking customers from elsewhere into our care. We’re trusted guardians of policies originally taken out with over 50 insurance companies, stretching back for over 200 years.

As well as offering all that longstanding experience in serving life and pensions customers, we also enjoy increased financial stability as part of JAB Insurance.


Wondering if your policy is with us?

You may have a policy taken out elsewhere that is now with JAB Life & Pensions. We’ll do our best to help you discover if that’s the case.

In the Overview section under About, we’ve provided a handy time line for key events, and an alphabetical search facility just in case you’ve come across a policy document, and you’re trying to find out if the company named on the paperwork is now part of JAB Life & Pensions.

We’ve changed our name

Utmost Life and Pensions is now JAB Pensions

You have been redirected here from utmost.co.uk.

Our name and website have changed, but our commitment to you hasn’t.

  • Your policy, benefits and terms stay the same
  • The same team is here to help you
  • Update any saved bookmarks to this site
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